Joint mortgages room plans re- design your garden moneyspinners elsewhere on bbc. Co. Uk. Charcoal finance. Your home may be repossessed if you do not keep up repayments on your mortgage. While some spanish lenders restrict mortgage terms to 15 years, the banco halifax offers terms of five to 30 years. Flexible loan unsecured. Energy performance certificates epcs should be linked to incentives such as green mortgages, housing minister yvette cooper has announced. It's only natural when buying a property to be more concerned with its size than with studying the small print on the mortgage agreement. Take advantage of our independent mortgage advisors to start saving today. Energy ratings for homes similar to consumer- friendly 'fridge ratings', will be compulsory from june 2007.

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